APPLY FOR COVERAGE

Abuse & Molestation Application

Two ways to do this. Fill it in below and send it to us online — or download the PDF, print it, and send it back. Please also provide a brochure and five years of claim history, if applicable.

Prefer paper?

Download it, fill it in, and send it back to us.

Fillable PDF · 4 pages

Understanding Abuse & Molestation Liability

Given the sensitive nature of these concerns, it’s crucial for non-profits to grasp the breadth of protection this coverage provides. At Baker, Romero & Associates we are committed to guiding non-profits in securing comprehensive coverage, so your organization is shielded from potential claims.

Most standard General Liability policies exclude abuse and molestation. We recommend organizations providing counseling or mentoring services, or working with seniors, youth, or the developmentally disabled, carry this coverage specifically.

What This Coverage Provides

Four areas of protection built specifically around the risks non-profits carry.

01

Protection Against Claims

Coverage for claims arising from alleged abuse, molestation, or misconduct by an employee, volunteer, or anyone representing your organization.

02

Legal Defense

Comprehensive coverage for defense costs, ensuring your non-profit is properly represented and protected throughout.

03

Reputation Management

Support in handling public relations crises stemming from allegations, maintaining your standing and trust in the community.

04

Crisis Counseling

Some policies also cover counseling services for victims — reflecting your commitment to healing and support.

Why Choose Baker,Romero & Associates Insurance Brokers, Inc

Sensitivity and Expertise

Recognizing the gravity of these issues, our approach is always rooted in empathy, discretion, and proficiency.

Comprehensive Analysis

We look closely at your operations, pinpointing areas of potential vulnerability and ensuring they are adequately covered.

Affordable, Tailored Solutions

High-quality protection at competitive rates, customized to the unique needs and dynamics of your non-profit.

Responsive Support

Our team is always available to guide, support, and address any concerns or questions you might have.

Frequently Asked Questions

General liability typically covers physical injuries or property damage. Abuse & Molestation Liability specifically addresses claims related to misconduct, providing a targeted shield against such allegations.
Yes. Our policies can be designed to include coverage for actions by volunteers, ensuring comprehensive protection across everyone representing your organization.
While insurance provides a safety net, proactive measures are essential — thorough background checks, regular training, and strict supervision protocols all materially reduce risk.

Get a Quote

Prioritize Safety & Trust

Your non-profit’s reputation and the safety of those you serve are paramount. Make sure you’re well equipped to handle potential challenges with specialized Abuse & Molestation Liability coverage.

Baker, Romero & Associates — Safeguarding Non-Profits with Integrity and Care.