Theatres, museums and galleries hold valuable property, welcome the public, and run on a mix of staff, volunteers and contracted artists.
Artwork, instruments, sets and equipment are often worth more than the organization’s operating budget, and standard property limits rarely reflect that.
Audiences, opening nights and installations create concentrated premises exposure on specific dates.
Rigging, lighting and set construction involve physical work by people who may or may not be your employees.
Every organization is different — this is the usual starting point, not a fixed list.
Since 1986 we have placed coverage for the organizations that care for people across California — nonprofit and for-profit alike. That means reading the funding contract, the lease and the program description before we go to market, so the policy matches how you actually operate.
We also include free unlimited access to HR specialists, and we don’t charge a broker fee with most of our insurance programs.
Most organizations we insure do more than one thing. Tell us how yours actually runs and we’ll tell you what you need.
