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2019 January Newsletter
Not Insuring Your Property Adequately Can Cost You! By Lillian Gomez Romero & Rebecca M Gomez Providing adequate valuation of your property and its contents is critical to properly insuring your organization. It is important to ensure that replacement cost values for buildings, all personal property, and other affiliated costs (i.e. business income / extra […]
December 2018 Newsletter-‘Tis the Season for Volunteers….Is Your Organization Ready?
By Lillian Romero & Jessica Gomez-Lizarraga, Esq. Volunteers play an important role in the nonprofit realm. Many organizations exclusively rely on volunteers to help carry out its mission. A volunteer’s role can range from serving on the Board of Directors, working special events, driving, and providing professional/tech/medical services. Moreover, how a nonprofit utilizes volunteers can […]
November 2018 Newsletter-California’s Hazy Marijuana Law: Are You Still Dazed and Confused?
Written by: Lillian Romero Gomez & Jessica P. Gomez-Lizarraga, esq Many employers ask the same questions concerning marijuana in the workplace, including: Do I need to accommodate an employee who uses marijuana, even for medicinal purposes? Do I still need to hire someone that tests positive for marijuana? Can my employee smoke/consume marijuana on their […]
Have You Reviewed Your Contracts?
Certificates of Insurance & Additional Insureds: Review Your Contracts By: Lillian Romero-Gomez and Jessica Gomez-Lizarraga, Esq. Many times our clients will contact our office or send us a certificate of insurance request through our website, and wonder why there are follow-up questions or requests for additional documentation. This follow-up usually occurs when our client seeks the […]
Does Your General Liability Insurance Cover Claims For Negligent Employment Practices?
written by Rebecca Gomez General Liability Insurance serves to protect an organization (insured) from third-party claims involving bodily injury and property damage arising out its operations or premises. Most, if not all, organizations need to carry general liability insurance, which also covers medical expenses and attorney’s fees arising from the damages caused by the organization’s […]
Volunteer Risk Management: Handbook
Nonprofit employers and administrators tend to focus on implementing an effective employee handbook which outlines the employees’ policies and procedures. However, many nonprofits tend to neglect writing an effective handbook for their volunteers. Volunteers are a vital aspect of most Nonprofit organizations and there is an increase liability risk when there are no proper procedures […]
Tips to Reduce Holiday Party Liability for Employers
With the holidays approaching, attention is now turning to celebrating with family, friends, and coworkers at the company holiday party. Many organizations are in the process of planning the festivities and various liability issues need to be addressed when organizing a party. Incidents are more likely to occur if alcohol is involved. Employers should be […]
Risk Management Tips to Mitigate Losses from Distracted Driving
written by Rebecca Gomez Despite laws cracking down on distracted driving, the behavior of most drivers has not significantly changed. According to Travelers risk index survey, 85% of the people surveyed are aware of the risk associated with the use of cell phones or tablets while driving, yet 25% of those respondents admitted they do […]
Can Employers Be Held Liable for Accidents Caused By Employees on their Commutes?
Written By: Rebecca Gomez From time to time, we have clients ask if they are responsible for the actions of their employees while they are commuting to and from work and whether or not workers’ compensation insurance would provide coverage. The answer is, “it depends.” The Doctrine of Respondeat Superior holds an employer vicariously liable […]
What to Consider BEFORE Terminating an Employee
What to Consider BEFORE Terminating an Employee According to the 2017 Equal Employment Opportunity Commission Report, there were 82,254 workplace discrimination charges filed with the federal agency. The Commission released a list of the top 10 employment discrimination claims showing retaliation at the top with 41,097 charges which constituted 48.8% of all charges filed against […]