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Risk Management

Mitigate Your Organization’s Exposure From Employment Practice Liability Claims

Mitigate Your Organization’s Exposure From Employment Practice Liability Claims

Employment Practice Liability (EPL) litigation impacts organizations of all sizes. The purpose of EPL Insurance is to insure organizations against allegations of illegal or discriminatory hiring and firing practices, sexual harassment, and other inappropriate employment actions. Defending EPL claims can be expensive, time-consuming, and damaging an organization’s reputation. The following are a few risk management […]

November 2018 Newsletter-California’s Hazy Marijuana Law: Are You Still Dazed and Confused?

November 2018 Newsletter-California’s Hazy Marijuana Law: Are You Still Dazed and Confused?

Written by: Lillian Romero Gomez & Jessica P. Gomez-Lizarraga, esq Many employers ask the same questions concerning marijuana in the workplace, including:  Do I need to accommodate an employee who uses marijuana, even for medicinal purposes? Do I still need to hire someone that tests positive for marijuana?  Can my employee smoke/consume marijuana on their […]

Have You Reviewed Your Contracts?

Have You Reviewed Your Contracts?

Certificates of Insurance & Additional Insureds: Review Your Contracts By: Lillian Romero-Gomez and Jessica Gomez-Lizarraga, Esq. Many times our clients will contact our office or send us a certificate of insurance request through our website, and wonder why there are follow-up questions or requests for additional documentation. This follow-up usually occurs when our client seeks the […]

Does Your General Liability Insurance Cover Claims For Negligent Employment Practices?

Does Your General Liability Insurance Cover Claims For Negligent Employment Practices?

written by Rebecca Gomez General Liability Insurance serves to protect an organization (insured) from third-party claims involving bodily injury and property damage arising out its operations or premises. Most, if not all, organizations need to carry general liability insurance, which also covers medical expenses and attorney’s fees arising from the damages caused by the organization’s […]

Volunteer Risk Management: Handbook

Volunteer Risk Management: Handbook

  Nonprofit employers and administrators tend to focus on implementing an effective employee handbook which outlines the employees’ policies and procedures. However, many nonprofits tend to neglect writing an effective handbook for their volunteers.  Volunteers are a vital aspect of most Nonprofit organizations and there is an increase liability risk when there are no proper […]

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Tips to Reduce Holiday Party Liability for Employers

  With the holidays approaching, attention is now turning to celebrating with family, friends, and coworkers at the company holiday party. Many organizations are in the process of planning the festivities and various liability issues need to be addressed when organizing a party. Incidents are more likely to occur if alcohol is involved. Employers should […]

Risk Management Tips to Mitigate Losses from Distracted Driving

Risk Management Tips to Mitigate Losses from Distracted Driving

written by Rebecca Gomez Despite laws cracking down on distracted driving, the behavior of most drivers has not significantly changed. According to Travelers risk index survey, 85% of the people surveyed are aware of the risk associated with the use of cell phones or tablets while driving, yet 25% of those respondents admitted they do […]

Can Employers Be Held Liable for Accidents Caused By Employees on their Commutes?

Can Employers Be Held Liable for Accidents Caused By Employees on their Commutes?

Written By: Rebecca Gomez From time to time, we have clients ask if they are responsible for the actions of their employees while they are commuting to and from work and whether or not workers’ compensation insurance would provide coverage. The answer is, “it depends.” The Doctrine of Respondeat Superior holds an employer vicariously liable […]

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What NOT to Ask Employees or Applicants

written by Rebecca Gomez The California Fair Employment and Housing Act (FEHA) prohibits employers from making non-job related inquiries of employees or job applicants, either verbally or through use of an application form. Employers are generally prohibited from making the following types of inquiries: mental or physical disability or medical condition If the applicant has […]

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Do NOT Make This Safety Program Mistake!

written by Rebecca Gomez Having an effective safety program is crucial for creating a safe work environment and keeping workers’ compensation premiums low. Some employers have used a reward system (reward employees when there are no work-related accidents) as motivation to create a safe work environment. This can be a costly mistake. A reward system […]

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