Community, low-cost and outpatient clinics deliver real clinical care on limited resources, often with volunteer practitioners — a combination that needs careful coverage.
Claims alleging that treatment caused harm are professional liability claims, which sit outside a general liability policy entirely.
Volunteer clinicians may carry their own coverage, may rely on yours, or may fall between the two. This needs to be established deliberately.
Health information is among the most sensitive data any organization holds, and a breach carries both notification costs and reputational consequences.
Every organization is different — this is the usual starting point, not a fixed list.
Since 1986 we have placed coverage for the organizations that care for people across California — nonprofit and for-profit alike. That means reading the funding contract, the lease and the program description before we go to market, so the policy matches how you actually operate.
We also include free unlimited access to HR specialists, and we don’t charge a broker fee with most of our insurance programs.
Most organizations we insure do more than one thing. Tell us how yours actually runs and we’ll tell you what you need.
