Neighborhood associations, coalitions and chambers convene people, run events and often hold property — a broader footprint than their size suggests.
Convening the public is a core function, and event exposure is often the largest single risk a small organization carries.
Governance decisions by a volunteer board create management liability exposure regardless of the organization’s size.
Many hold, lease or manage community space, which brings property and premises exposure alongside the programming.
Every organization is different — this is the usual starting point, not a fixed list.
Since 1986 we have placed coverage for the organizations that care for people across California — nonprofit and for-profit alike. That means reading the funding contract, the lease and the program description before we go to market, so the policy matches how you actually operate.
We also include free unlimited access to HR specialists, and we don’t charge a broker fee with most of our insurance programs.
Most organizations we insure do more than one thing. Tell us how yours actually runs and we’ll tell you what you need.
