What We Cover

Management Liability Insurance for Non-Profits

Steering an organization toward its mission while navigating intricate management challenges requires both vision and foresight in risk mitigation. Management Liability shields your leadership.

What it covers.

Directors & Officers (D&O) Liability — safeguards your board and executives

Employment Practices Liability (EPL) — discriminatory practices, wrongful termination, harassment

Fiduciary Liability — protection for those managing employee benefit plans

Kidnap, Ransom & Extortion — for organizations operating in higher-risk areas

Worth Confirming

Each coverage in the family carries its own specific exclusions — see the Directors & Officers, Employment Practices and Fiduciary pages

Why Baker Romero

Specialists, not
generalists.

Comprehensive Understanding

Our grasp of nonprofit dynamics shapes policies that resonate

Customized Solutions

Meticulously tailored to fit each organization’s needs

Cost-Effective Coverage

Robust protection that doesn’t strain financial health

Dedicated Support

With you from policy initiation through any claim

How It Plays Out

An illustrative
example.

A former employee alleged wrongful termination, and separately, a board decision was challenged by a member. Management Liability’s Employment Practices and Directors & Officers components each responded to their respective claim.

Illustrative only — not a specific client case.

Who Needs This

Organizations we place
this for.

Group Homes

Shelters & Transitional Housing

Questions

Questions we
get asked.

General Liability covers claims related to bodily injury or property damage. Management Liability focuses on claims arising from management decisions, employment practices and fiduciary responsibilities.
Absolutely — even small nonprofits face potential managerial risks that this insurance protects against.
Yes — policies can include coverage that protects volunteers, especially if they hold managerial or decision-making positions.
Related Coverages

Coverages that often
go with this one.

Directors & Officers

Employment Practices

Fiduciary

Let’s find the right fit.

Tell us how your organization actually runs and we’ll tell you what you need — or call and ask for Lillian.