What We Cover

Auto Coverage Insurance for Non-Profits

Non-profit organizations often rely on vehicles for transporting beneficiaries, moving goods and attending events. Our Auto Coverage caters to these distinctive transportation needs.

What it covers.

Bodily injury liability — costs if your vehicle injures or kills someone

Property damage liability — damage your vehicle causes to someone else’s property

Medical payments for injuries to you or your passengers

Uninsured/underinsured motorist coverage

Comprehensive — theft, vandalism, natural disasters and non-collision issues

Collision — repair or replace your vehicle after a crash

Worth Confirming

Personal vehicles used for organizational work need “non-owned auto coverage” added specifically — it isn’t automatic under a standard fleet policy

Why Baker Romero

Specialists, not
generalists.

Tailored Policies

Customized to fit your transportation needs perfectly

Cost-effective Solutions

Competitive pricing without cutting corners

Expert Guidance

A team that specializes in non-profit needs

Hassle-free Claims

A streamlined process to get you back on the road

How It Plays Out

An illustrative
example.

A staff member ran a program errand in their own car and was in an accident. The organization’s Non-Owned Auto coverage responded to the liability claim against the organization, while the employee’s personal policy handled their own vehicle.

Illustrative only — not a specific client case.

Who Needs This

Organizations we place
this for.

Food Banks

Services for the Disabled

Questions

Questions we
get asked.

No — fleet policies can cover multiple vehicles under a single policy, simplifying management.
“Non-owned auto coverage” covers employees or volunteers who use their personal vehicles for non-profit activities.
Yes — discounts are available for safe driving records, anti-theft devices, driver training programs and more.
Related Coverages

Coverages that often
go with this one.

Umbrella

General Liability

Let’s find the right fit.

Tell us how your organization actually runs and we’ll tell you what you need — or call and ask for Lillian.