What We Cover

Crime Insurance for Comprehensive Protection

From employee dishonesty to fraudulent transfers, organizations of any size remain susceptible to crime. Our Crime Coverage safeguards your organization’s financial health and reputation.

What it covers.

Employee dishonesty — theft or misappropriation of funds by an employee

Forgery or alteration — losses from forged or altered checks, drafts or promissory notes

Computer fraud — unauthorized electronic funds transfers

Theft of money or securities — theft, disappearance or destruction

Counterfeit money orders & currency — losses from accepting fake money in good faith

Worth Confirming

This covers your own organization’s direct loss, not third-party liability claims against you

Why Baker Romero

Specialists, not
generalists.

Comprehensive Policies

Curated to address a broad range of crime-related risks

Expert Advisory

Insights from professionals who understand crime threats

Competitive Premiums

Quality protection that doesn’t strain your finances

Seamless Claims

Claims processed promptly and efficiently

How It Plays Out

An illustrative
example.

A bookkeeper diverted funds over several months before it was discovered. Crime coverage reimbursed the stolen funds once the loss was documented and reported.

Illustrative only — not a specific client case.

Questions

Questions we
get asked.

Yes — in addition to internal threats like employee dishonesty, coverage also encompasses certain external thefts, such as theft of money or securities.
Immediate reporting is essential. The sooner you inform us, the quicker we can assist in damage control and the claims process.
Yes — policies provide protection against computer fraud, including unauthorized electronic funds transfers.
Related Coverages

Coverages that often
go with this one.

Cyber Liability

Fiduciary

Let’s find the right fit.

Tell us how your organization actually runs and we’ll tell you what you need — or call and ask for Lillian.