What We Cover

Cyber Liability Insurance for Non-Profits

From donor databases to employee records, a vast amount of sensitive information is stored electronically. Cyber Liability Insurance lets nonprofits embrace technology with confidence.

What it covers.

Data breaches — unauthorized access to sensitive donor, volunteer or employee data

Ransomware attacks that hold your data hostage

Phishing schemes that mislead staff into revealing confidential information

Loss of digital assets — websites, databases and other digital resources

Worth Confirming

There is no “standard” cyber policy form — available stand-alone or bundled with another liability policy, so specifics vary by carrier

Why Baker Romero

Specialists, not
generalists.

Comprehensive Coverage

Crafted to address a wide spectrum of cyber threats

Expert Consultation

Guidance on best practices to fortify your digital defenses

Affordability

A balance between robust coverage and affordability

Prompt Response

Immediate response and assistance when an incident occurs

How It Plays Out

An illustrative
example.

A nonprofit’s donor database was compromised in a phishing attack. Cyber Liability covered the forensic investigation, notification costs and credit monitoring offered to affected donors.

Illustrative only — not a specific client case.

Questions

Questions we
get asked.

Costs related to data breach notifications, public relations efforts, legal consultations, forensic investigations, and even potential settlements or fines.
Yes — cyber threats don’t discriminate by size, and smaller organizations can sometimes be more vulnerable due to limited cybersecurity measures.
Typically, yes — policies are designed to cover data and digital assets regardless of where they’re hosted, though specifics can vary.
Related Coverages

Coverages that often
go with this one.

Crime

General Liability

Let’s find the right fit.

Tell us how your organization actually runs and we’ll tell you what you need — or call and ask for Lillian.