What We Cover

Employment Practices Liability Insurance

As non-profits grow and expand, it becomes crucial to shield them from potential employment-related disputes. Our EPLI is tailored to the distinctive needs of non-profit organizations.

What it covers.

Wrongful termination — claims from employees alleging unfair dismissal

Discrimination — age, gender, race, disability and other protected classes

Sexual harassment accusations and lawsuits

Retaliation claims from employees reporting misconduct

Wage and hour disputes — overtime, breaks and related issues

Violation of employment rights, including FMLA

Worth Confirming

There is no “standard” EPLI form — confirm whether wage-and-hour claims carry a defense sublimit, since many policies limit or exclude them

Why Baker Romero

Specialists, not
generalists.

Non-Profit Insight

A deep understanding of non-profit operations shapes our coverage

Comprehensive Protection

From recruitment to retirement, a broad spectrum of disputes

Budget-Friendly Options

Protection that doesn’t compromise your mission’s resources

Expert Guidance

Insights on best practices to reduce employment risks

How It Plays Out

An illustrative
example.

A former employee filed a wrongful termination claim after a role was eliminated. EPLI covered the organization’s legal defense throughout the proceedings.

Illustrative only — not a specific client case.

Who Needs This

Organizations we place
this for.

Child Care & After School

Questions

Questions we
get asked.

General liability covers bodily injuries or property damage. EPLI specifically addresses claims arising from employment practices and disputes.
Not always legally required, but highly recommended given the potential costs and reputational damage of employment-related claims.
Policies can often be tailored to include claims arising from both employees and volunteers — discuss specific requirements with our team.
Related Coverages

Coverages that often
go with this one.

Management Liability

Directors & Officers

Fiduciary

Let’s find the right fit.

Tell us how your organization actually runs and we’ll tell you what you need — or call and ask for Lillian.