What We Cover

General Liability Insurance for Non-Profits

Serving the non-profit community since 1986, Baker Romero & Associates understands the unique challenges and opportunities faced by organizations like yours.

What it covers.

Bodily injury — if a visitor or volunteer gets injured on your property or during an event
Property damage — if your organization is responsible for damage to someone else’s property
Personal & advertising injury — claims like slander, libel, and misrepresentation in advertisements
Defense costs, even when a claim is ultimately found to be groundless

Worth Confirming

Sexual misconduct and liquor liability — these require additional endorsements, and aren’t included in a standard policy by default

Why Baker Romero

Specialists, not
generalists.

Customized Coverage

Tailored policies to suit your unique needs

Competitive Pricing

Long-standing carrier relationships mean competitive prices

Expertise

Specialized knowledge about nonprofits ensures the best advice

Responsive Service

Swift responses and continuous support

How It Plays Out

An illustrative
example.

A visitor slipped on a wet floor at a community event and required medical treatment. The organization’s General Liability policy covered the medical costs and the legal defense when a claim followed.

Illustrative only — not a specific client case.

Who Needs This

Organizations we place
this for.

Shelters & Transitional Housing

Churches & Religious Organizations

Food Banks

Child Care & After School

Questions

Questions we
get asked.

Does every nonprofit need general liability insurance?

While not every nonprofit is legally required to have it, it’s highly recommended to protect against potential claims and lawsuits.

Can we bundle our general liability insurance with other coverages?

Absolutely — bundled packages can include property insurance, directors and officers liability, and more.

How is the cost determined?

Cost depends on factors including your organization’s size, number of employees, the type of activities you conduct, and your location.

Related Coverages

Coverages that often
go with this one.

Property

Umbrella

Abuse & Molestation

Let’s find the right fit.

Tell us how your organization actually runs and we’ll tell you what you need — or call and ask for Lillian.