What We Cover

Property Coverage Insurance for Non-Profits

Non-profits often operate with limited resources, making the protection of physical assets crucial. We provide comprehensive Property Coverage tailored to the unique needs of nonprofits.

What it covers.

Buildings and structures — offices, community centers, or any building you own

Contents — furniture, computers, equipment, artwork and personal property

Inventory — goods stored for events, fundraisers or distribution

Equipment breakdown, plus protection against lost income from a disruption

Specialized coverage such as fine arts or historical building protection

Worth Confirming

Flood and earthquake are available as options but are not automatically included — discuss these specifics with our team

Why Baker Romero

Specialists, not
generalists.

Personalized Solutions

Coverage mirrors the specific needs and assets of your nonprofit

Affordable Rates

Competitive rates without compromising coverage

Dedicated Advisors

A team trained specifically in non-profit needs

Fast Claims Process

Efficient handling means minimal disruption

How It Plays Out

An illustrative
example.

A pipe burst overnight and flooded a nonprofit’s office and program space. Property coverage paid for the repairs, and the lost-income protection covered the added cost of running programs from a temporary space during restoration.

Illustrative only — not a specific client case.

Who Needs This

Organizations we place
this for.

Shelters & Transitional Housing

Churches & Religious Organizations

Food Banks

Questions

Questions we
get asked.

We offer policies that can cover multiple locations, ensuring consistent protection across all your properties.
Yes — options are available for floods, earthquakes and more. It’s essential to discuss these specifics with our team.
Regularly — especially after significant changes in your operations, assets or locations.
Related Coverages

Coverages that often
go with this one.

General Liability

Umbrella

Crime

Let’s find the right fit.

Tell us how your organization actually runs and we’ll tell you what you need — or call and ask for Lillian.