In an increasingly litigious environment, non-profits can face liability claims that exceed the limits of their primary insurance. Umbrella Insurance adds a layer of security above your primary policies.
Extended liability coverage — covers the excess once a claim surpasses your primary limits
Broader coverage for certain claims not addressed by your primary insurance
Legal costs for significant lawsuits, which can be substantial
Protection against large claims that could otherwise threaten your existence
Anything excluded by the underlying policy it sits above — umbrella extends limits, it typically doesn’t add entirely new categories of coverage on its own
Guidance on the right amount of coverage for your risks
Competitive rates for optimal protection
We review existing policies and identify gaps first
Support every step of the way
A liability claim against a nonprofit exceeded its General Liability policy limit. The organization’s Umbrella policy covered the remaining balance, protecting its reserves.
Illustrative only — not a specific client case.
Tell us how your organization actually runs and we’ll tell you what you need — or call and ask for Lillian.
