Fundraisers, galas and community gatherings bring your mission to life, but a single event carries real exposure of its own. Special Events Insurance protects your organization for the date, location and activity of the event itself.
General liability scoped to a specific event, date and location
Liquor liability and host liquor liability, when alcohol is served
Coverage sized to the event — a small gathering or a large public event
Worth Confirming
Independent contractors at your event — caterers, entertainers and security must carry their own liability insurance and add you as an additional insured
Trampolines and bounce houses — many carriers won’t insure them; the vendor needs their own coverage
Why Baker Romero
Specialists, not generalists.
Event-Specific Protection
Coverage scoped to exactly when and where your event happens
Liquor Liability Built In
Discussed and added whenever alcohol will be served
Affordable, Short-Term
Protection sized to a single event, not a full year
Responsive Support
Report an event and get coverage confirmed quickly
How It Plays Out
An illustrative example.
A guest was injured at a fundraising gala after tripping over event equipment. The Special Events policy covered the claim, since the event had been reported to the broker in advance.
Not always — report your event to your broker in advance, especially if alcohol will be served, so the right coverage is confirmed before the event happens.