Nonprofit employers and administrators tend to focus on implementing an effective employee handbook which outlines the employees’ policies and procedures. However, many nonprofits tend to neglect writing an effective handbook for their volunteers. Volunteers are a vital aspect of most Nonprofit organizations and there is an increase liability risk when there are no proper […]
With the holidays approaching, attention is now turning to celebrating with family, friends, and coworkers at the company holiday party. Many organizations are in the process of planning the festivities and various liability issues need to be addressed when organizing a party. Incidents are more likely to occur if alcohol is involved. Employers should […]
written by Rebecca Gomez Despite laws cracking down on distracted driving, the behavior of most drivers has not significantly changed. According to Travelers risk index survey, 85% of the people surveyed are aware of the risk associated with the use of cell phones or tablets while driving, yet 25% of those respondents admitted they do […]
Written By: Rebecca Gomez From time to time, we have clients ask if they are responsible for the actions of their employees while they are commuting to and from work and whether or not workers’ compensation insurance would provide coverage. The answer is, “it depends.” The Doctrine of Respondeat Superior holds an employer vicariously liable […]
written by Rebecca Gomez Studies have shown that most breaches affecting organizations are not committed by nefarious unknown forces, but from their current or former employees. Experts in the cyber intelligence community found that 60 percent of all breaches affecting organizations have been carried out by individuals within their organization, who intentionally or unintentionally, take […]
Be Prepared or it Can Cost You! As the New Year begins, it is important for every organization to review their risk management procedures by addressing any weaknesses to prevent potential accidents that lead to costly claims. One risk management tool to assist in mitigating the costs of claims arising out of your organization’s operations […]
The CAL/OSHA Targeted Inspection and Consultation Fund (TICF) is part of the workers’ compensation insurance reform legislation that mandates an assessment when an employers’ ExMOD is over 125% The TICF assessment is processed annually as long as your ExMod is over 125%. The assessment is calculated based on your annual payroll. Once you ExMod drops […]