Many organizations are still uncertain of the type of claims that they may see in the wake of the COVID-19 pandemic.  Moreover, there is fear as to whether the insurance company will cover and/or reject all claims made in connection to COVID-19 claims.  Whether your insurance company will cover a loss connected to the coronavirus […]

How Do I Protect My Organization From Loss of Income? What is Business Income? Business income is a type of commercial property insurance.  This type of insurance protects the business income of an organization that ordinarily would be generated had the loss not occurred such as physical damage or loss to property.  When does a […]

Warren Buffet claims that cyber threats are the biggest threat to mankind. According to a recent study, 7 out of 10 businesses are not prepared to respond to a cyber-attack. It is time to review your organizations’ cyber security system. The following are a few quick items to consider: Email Phishing. Email phishing (or business […]

There are many misconceptions surrounding All-Volunteer Organizations (AVO) when it comes to financial responsibility and requirements. All-Volunteer Organizations perform important work for the community, which requires resources. To do this important work, AVOs may procure and utilize substantial funds. Every AVO has at least one person (volunteer-leader) counting the cash, writing checks on behalf of the organization, safeguarding the AVO’s financial integrity, procuring insurance, and managing the funds.

Yes. The American Disabilities Act (ADA) protects employees with mental health impairments just as the Act protects employees with physical disabilities, if the employee can perform the essential functions of the job and the accommodation does not impose an undue burden on the employer. Employers are prohibited by the ADA from taking retaliating or discriminating […]