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Insurance for Speech Language Pathology, Audiology and Language Interpreters

Here at Baker Romero and Associates, your trusted partner in securing comprehensive insurance solutions for speech-language pathology services. We understand the importance of ensuring that therapists, clinics, and institutions are covered for all potential risks, including specialized coverage for abuse and molestation incidents. With our expertise, we provide tailored insurance packages to safeguard your practice and clients, so you can focus on making a difference in the lives of those you serve.

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speech therapist insurance
speech therapist insurance

Essential Speech Therapist Insurance Solutions

Speech therapy organizations face potential General Liability, Abuse or Molestation and Professional Liability exposures as a part of their daily operations. General Liability will provide coverage for damages you may be ordered to pay as a result of a bodily injury to a client or visitor, but you also face exposure to claims when working with vulnerable populations such as youth and the professional services you provide. Baker Romero & Associates and Great American Insurance Group are excited to deliver insurance solutions that can help protect private speech therapists and small businesses from financial and reputational loss.

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When Might You Need Coverage: A Claim Scenario?

A speech pathologist prescribed vocal exercises to a student with a stutter. The student’s family later claimed that the exercises actually made his stutter worse. Although the speech pathologist followed best practices, the client later sued for his injuries. Great American’s Professional Liability policy afforded protection for the investigation,
speech therapist insurance
speech therapist insurance

Doing Business With Us is Easy

Place all of these coverages with Great American and enjoy all of your billing and claims streamlined with one AM Best “A+” (Superior) rated insurance carrier that specializes in protecting those who improve our communities.

Flexible Billing Options
Expert Claims Handling
Insured Portal
Access Policy Documents, Billing, & Prevention
Great Academy Learning Management System
Risk Resources Portal
Abuse Prevention Resources

Our Coverage Difference

Three Separate Liability Limits  – With a Great American policy you will get three separate coverage limits for your General Liability, Professional Liability and Abuse or Molestation coverages. A claim under one coverage will not reduce the coverage available for the others.

General Liability – We provide protection for general liability exposures like slips and falls as well as advertising injury for your services.

Professional Liability – Speech therapists provide services and advice that require specialized education, judgment and skill. Our Professional Liability coverage provides protection for the rendering of or failure to render a professional service. 

Abuse or Molestation – Abuse and Molestation coverage is an often-misunderstood coverage and is frequently purchased with minimal, ineffective coverage limits. For social service organizations, especially those working with children or vulnerable adults, this can be one of the most needed coverages. We help protect your organization in the event of any actual, threatened or alleged act.

Contractual Obligations – Our Signature General Liability Broadening endorsement includes provisions that address primary and non-contributory additional insureds, as well as waiver of subrogation insurance requirements.

speech therapist insurance

Our Coverage Difference

Three Separate Liability Limits  – With a Great American policy you will get three separate coverage limits for your General Liability, Professional Liability and Abuse or Molestation coverages. A claim under one coverage will not reduce the coverage available for the others.

General Liability – We provide protection for general liability exposures like slips and falls as well as advertising injury for your services.

Professional Liability – Speech therapists provide services and advice that require specialized education, judgment and skill. Our Professional Liability coverage provides protection for the rendering of or failure to render a professional service. 

Abuse or Molestation – Abuse and Molestation coverage is an often-misunderstood coverage and is frequently purchased with minimal, ineffective coverage limits. For social service organizations, especially those working with children or vulnerable adults, this can be one of the most needed coverages. We help protect your organization in the event of any actual, threatened or alleged act.

Contractual Obligations – Our Signature General Liability Broadening endorsement includes provisions that address primary and non-contributory additional insureds, as well as waiver of subrogation insurance requirements.

Why Great American and Baker Romero & Associates?

About Great American Insurance – Since 1980, we have protected the mission of nonprofit and social service organizations. Learn more about our tailored insurance solutions for those who improve their communities.

About Baker Romero & Associates – Since 1986, we have proudly served the social service and non-profit community. We understand that social service organizations have unique insurance requirements. Our commitment to quality service provides our clients with peace of mind.

speech therapist insurance
speech therapist insurance