Workers’ Compensation TIPS: Controlling Costs Workers Compensation Insurance covers the cost of medical care and rehabilitation for workers injured on the job. It also compensates them forlost wages and provides death benefits for their dependents if they are killed in work-related accidents, including terrorist attacks. Workers Compensation premium is based on the employer’s industry classification […]
Is your organization planning a field trip or camping trip? Perhaps a trip to a museum or amusement park? Does your organization participate in ayouth sport program? As a part of your planning process it is a good idea to create a waiver for your participants to help protect your organization from liability. Nonprofit Risk […]
Employment Practice Litigation continues to impact employers of all sizes, especially in California. Defending against Employment Practice allegations can be very costly and time consuming The following are a few basic tips to help protect your organization from Employment Practice Liability suits: Update your Employee Handbook with the appropriate policies and procedures. The handbook should […]
In the wake of yet another large cyber attack on a well-respected health care provider, it is a good time to review some basics about cyber risk and how to better protect your organization with effective risk managementpractices. The following is an excerpt published by the Nonprofit Risk Management Center. Clients of Baker, Romero and […]
The prevention of cyber crime is critical to all organizations. Having the proper security protocols in place will go a long way toward protecting your organization from a cyber attack There are several areas of vulnerability when it comes to cyber fraud. Protecting your data requires various layers of protection within your organization. A good […]
Baker, Romero hosted its annual work place compliance seminar. Our speakers shared information on new employment laws and trends of 2015. Thank you to our speakers: Shannon Jenkins, esq., Audrianne Adams Lee, and Pamela Akop.
Uninsured Motorist (UM) & Underinsured Motorist (UIM) Coverage While California requires vehicle owners to carry Automobile LiabilityInsur-ance, there are still many drivers that do not purchase this insurance. Ac-cording to the Insurance Research Council, 25% of California drivers do not have mandatory auto liability insurance. California law requires drivers to carry at least limits of […]
Employees who use their own vehicles for business purposes represent a significant workers‘ compensation exposure Steps should be taken to assess this workers‘ compensation exposure as there are serious outcomes after a vehicle crash involving an employee. They include, but are not limited to, the following: Potential costly automobile claim on the organization’s commercial policy […]
Our office receives calls from clients asking about their workers comp audit. Accurate reporting of payroll is critical to preparing for your audit.However, there can be some grey areas in the audit process. One area that is not always clear is the value of a “gift”. The distinction hinges on whether a present is truly […]
Many of our clients have a false sense of security in believing that their business is too small for a cyber breach! Cyber attacks against businesseshas increased significantly over the past few years. Small businesses have become especially vulnerable to cyber attacks. The 2013 Verizon Data Breach Study indicated that organizations with under 100 employees […]