Can Workplace Violence be Insured?
The Occupational Safety and Health Administration (OSHA) have estimated that annually approximately two million Americans are victims ofworkplace violence. No one is immune from such threat but there are ways to help minimize the risk and considerations to take to protect an organization in case of a threat. Workplace violence can range from verbal or […]
What to Consider Before Requesting an Additional Insured
Every day we receive phone calls from our insureds requesting additional insured certificates and / or endorsements. In today’s business world, it is a common practice to add another entity on to your Commercial GeneralLiability policy. While this is a common request, adding an additional insured on your policy should be carefully considered as there […]
What is the Unistat Rating? How does this affect my Worker’s Compensation Premium?
Every organization with employees knows that one of the most costly expenses of running a business is the worker’s compensation insurance premium. While some things are difficult to control such as the assigned workers’comp classifications or rates, other things such as safety training can help minimize overall costs. Risk management and loss control programs can […]
Indemnification Agreements: Risk Management For Your Vendors
by Jessica Patrice Gomez, esq Many nonprofits and small businesses run their businesses using third-party vendors for services such as janitorial, technology, buildingcontractors and transportation. While having a third party vendor can help your organization run more cost efficiently consider the following before signing an agreement with a vendor. If you hire third party vendors […]
Managing the Remote Worker
Is your organization considering telecommuting for its employees? Perhaps you allow your office to telecommute from work once a week and are considering extending from one day to a full work week. If yourorganization is considering offering this option to your employees you will still need to consider and implement a risk management programs for […]