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What To Consider For Your Organizations D&O/EPLI Policy… It May Cost You!!
Co-authored by Lillian Romero Gomez/ Jessica Gomez, Esq. Two important insurance coverages that every organization needs to consider are Directors & Officers (D&O) and Employment Practice LiabilityInsurance (EPLI). There is no such thing as a “standard” D&O and EPLI policy form. Every insurance company writes their own coverage terms and conditions. It is important to […]
PREPARING YOUR ORGANIZATION FOR EL NINO
PREPARING YOUR ORGANIZATION FOR EL NINOContributed by Lillian Romero and Jessica P. Gomez, MPA Scientist predict that this upcoming El Nino will be the most powerful one yet. In fact, FEMA has recently made statements urging Californians to buyflood insurance even if they live in low to moderate risk areas. FEMA reminded Californians that: ” […]
Car Gap Insurance- you might need it!
The moment you drive a vehicle off the dealer lot, your vehicle depreciates.If your vehicle is totaled in a covered loss, you may have to pay out the difference between what you owe and what your vehicle is worth at that time Gap insurance covers the difference between what you owe on your vehicle (financed) […]
Risk Management Special Event Tips
Risk Management Special Event Tips “By failing to prepare, you are preparing to fail.” ~ Benjamin Franklin Planning for events, fundraisers, and office partiesshould include the following basic risk management practices. 1. Each event should have a Special Event Risk Management Plan. If you fail to plan, you run the possibility of injury to participants, […]
Risk Management tips for your Volunteer Program
Organizations that engage volunteers in their operations should take special care to manage the risks associated with volunteer service. Thefollowing risk management strategies can help minimize the risk of volunteer service in your organization and maximize the benefits that volunteers bring to an organization: Use a volunteer application form to collect information from anyone who […]
Think Twice Before Adding that Additional Insured!
Every day we receive a request from at least one client requiring a certificate of insurance for an “Additional Insured”. When we ask why the certificate is needed, the usual response has to do with a new fundingsource or mortgagee contract, lease agreement, special event agreement or rental requirement. What many clients fail to realize, […]
Nonprofit Collaborative Events!
A series of three workshops designed for Southern California’s nonprofit leaders These workshops – offered pro-bono as our way of giving back to the nonprofit community – are designed for nonprofits interested in ensuring their organizations’ health and vitality in a series of areas critical to nonprofit management. At each session, we’ll explore a series […]
Workers’ Compensation TIPS: Controlling Costs
Workers’ Compensation TIPS: Controlling Costs Workers Compensation Insurance covers the cost of medical care and rehabilitation for workers injured on the job. It also compensates them forlost wages and provides death benefits for their dependents if they are killed in work-related accidents, including terrorist attacks. Workers Compensation premium is based on the employer’s industry classification […]
Protect Your Organization: No Fun Until The Waiver Is Signed
Is your organization planning a field trip or camping trip? Perhaps a trip to a museum or amusement park? Does your organization participate in ayouth sport program? As a part of your planning process it is a good idea to create a waiver for your participants to help protect your organization from liability. Nonprofit Risk […]
Employment Practice Liability Risk Mangement Tips
Employment Practice Litigation continues to impact employers of all sizes, especially in California. Defending against Employment Practice allegations can be very costly and time consuming The following are a few basic tips to help protect your organization from Employment Practice Liability suits: Update your Employee Handbook with the appropriate policies and procedures. The handbook should […]